Are you on a financial treadmill?
Are you planning on buying a car
in the near future? If so, you really need to read up on short term car
You found your ideal car advertised in the local newspaper, you pop over
and take a look at it and like what you see. The owner takes you for a
test drive, you are still happy with it and after a few minutes of
negotiation you hand over your cash in the vehicle is yours! Now how do
you get it home?
The fact is; unless you hold a specialist motor dealers policy you are
not insured to drive the vehicle. You could of course leave the car
there and, the next day to collect it after you have had time to arrange
cover; but who is to guarantee that the car will still be there on your
return? No, you want to take it with you so you have three choices; risk
driving it without insurance, insure it online for 12 months or take out
an instant short term car insurance policy.
The first one is a complete non-starter. The police are always on the
lookout for cars which are being driven in by obviously unfamiliar
drivers and since the vehicle will almost certainly have no tax disc
anyway the risk of being stopped on the way home would be very high
indeed and the consequences unthinkable. As far as arranging a 12 month
policy is concerned, this is something you will want to spend some time
over because you will wish to compare various prices and look carefully
at a number of different policies from different insurance companies,
something you can hardly do at someone else's home. Finally, however,
you can use your seller's computer for 10 min to logon to a short term
car insurance company like
this one, fill in the details on a very short proposal form and pay
online using your credit card. Within 5 min of sitting down at the
computer you are insured and legally entitled to drive it away.
Short term car insurance gives you many options. The first option is the
length of time that you wish to ensure the vehicle for; it can be as
little as a single day for as much as four weeks. The next option is the
type of cover; you can choose fully comprehensive or third party only.
If you intended to drive it home and then hand it over to a friend, you
could include him or her on the policy as well; and if you are concerned
about the possibility of breaking down en route you will have the option
of including roadside assistance in the policy.
It is hardly surprising that short term car insurance, although a
relatively new product, is bought by thousands of people every week; a
convenient product like this has so many uses that everyone should be
aware of what it is, and what it can do..
Copyright 2009 John Barron,